Net worth snapshot
Add up what you own and owe, with an optional history on this device
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Hypothetical illustration only. These numbers are estimates based on your inputs and assumptions, could be completely wrong, and are not financial, investment, tax, insurance, legal, real-estate or retirement advice. Past returns don't predict future results. Important disclosures
Assumptions and limitations
- Values are whatever you enter. Saved only in this browser's local storage; Clear removes them.
- Every number is hypothetical and depends entirely on what you enter. Small changes in assumptions can change results a lot.
- Returns are smooth and constant in the single-number projection; real returns vary every year, and real markets can do better or worse than anything shown.
- Inflation is a single constant rate you choose (except in historical replays, which use the actual CPI of each year).
- Growth compounds monthly (or at the contribution frequency) and contributions are made at the end of each period.
- No taxes unless you turn on the simplified tax drag (all positive growth taxed each year at your rate, which overstates tax for buy-and-hold). No fees unless you set one.
- Inputs stay in your browser. Saving uses this device's local storage; a share link contains the numbers you entered, so anyone with the link can see them.
Coteau may be wrong. Check every number yourself, and talk to a licensed professional before acting on anything.
Coteau Planning tools are educational calculators. Coteau is not a registered investment adviser, broker-dealer, financial planner, tax professional or insurance agent, doesn't manage money, and doesn't sell or recommend any product. Talk to a licensed professional before making decisions. Not investment advice · Important disclosures
Generated · Coteau Planning · Hypothetical illustration only, not advice · coteau.app/legal/disclaimer
- These tools are hypothetical, educational illustrations. They are not financial, investment, tax, insurance, legal, real-estate or retirement advice.
- Coteau is not a registered investment adviser, broker-dealer, financial planner, tax professional or insurance agent, and doesn't manage money or sell any product.
- Results depend entirely on your inputs and assumptions and could be completely wrong.
- Past performance doesn't predict future results. Simulations and historical replays aren't predictions.
- Your inputs stay in your browser. Talk to a licensed professional before making decisions.
Independent research · Not investment advice · Important disclosures · Contact desk@coteau.app
Coteau Systematic Strategies publishes stock research and model portfolios. Results are hypothetical unless marked Live. Data: Yahoo Finance (15-min delayed), SEC EDGAR and the House Clerk.
Beta 0.9 · Oct 21, 2026