BAC

Bank of America Corporation

$50.39

-1.64% 2026-10-19

FinancialsS&P 500

1M 3M 6M 1Y 2Y

BACSPY

-7.7%

-12.7%

-16.2%

-5.6%

YTD

-6.9%

+0.4%

Grades vs sector

Momentum

36th pct in sector

C-

12-1 return: +4.0%
Percentile within its GICS sector across the S&P 1500.

Growth

31st pct in sector

D+

Revenue growth (YoY): +7.1%
Percentile within its GICS sector across the S&P 1500.

Value

56th pct in sector

B-

Forward E/P: 10.1% · EBITDA/EV: –
Percentile within its GICS sector across the S&P 1500.

Profitability

47th pct in sector

Profit margin: +28.1% · Return on equity: +10.7%
Percentile within its GICS sector across the S&P 1500.

Revisions

no data

–

EPS estimate change, 30 days (current FY): –
30-day change in analysts' current-year EPS estimate; graded across covered stocks.

Our models

Not held by any of our 3 live models right now.

Momentum Top 15

rank 169 of 499 · 12-1 momentum % 22.0

Quality Growth

not ranked (outside this model's universe or screens)

Momentum Blend

not in the current book

Key stats

Market cap$352.4B

P/E (trailing)12.0

P/E (forward)9.7

52-week range46.12 – 65.23

Revenue growth (YoY, latest qtr)+7.1%

Dividend yield2.50%

Analyst consensusStrong Buy (22)

Mean price target$63.45 (+26%)

Valuation & fundamentals

Bottom line

Looks undervalued

Model read-out from the numbers below, not advice. Score +3 (DCF counts double).

▲DCF (base case)above the price by 303%

•Forward P/E vs sector9.7x vs median 10.2x

•Piotroski F-score5/9

▲Analyst target+26% (22 analysts)

Discounted cash flow

Bear

$126

+150%

growth 2% · disc. 11.3% · term. 2.0%

Base

$203

+303%

growth 7% · disc. 10.3% · term. 2.5%

Bull

$301

+497%

growth 10% · disc. 9.3% · term. 3.0%

A DCF starts from trailing free cash flow, so it can overstate value if the last 12 months were unusually strong (or weak). Use the bear case or edit the starting cash flow if so.

Reverse DCFfor context, not a signal

Not meaningful for diversified banks: for banks, insurers and lenders, cash moving through loans and deposits swamps "free cash flow". Book value and earnings are better guides.

Edit assumptions · recalculates instantly

Your value per share–

Free cash flow = operating cash flow − capital spending, trailing 12 months (TTM to 2026-06-30). Growth default: average of 3-year revenue CAGR and latest revenue growth, capped at 30%. Years 6–10 fade linearly to terminal growth. Discount rate = 4.25% risk-free assumption + beta 1.21 × 5% equity premium, kept within 7–13%. Bear: lower growth, +1 pt discount, 2% terminal. Bull: higher growth, −1 pt, 3%.

Multiples vs Financials

P/E (trailing)

sector median 13.0× · 42nd pct

12.0×
cheaper

Forward P/E

sector median 10.2× · 40th pct

9.7×
cheaper

EV / EBITDA

sector median 10.9×

–

Price / sales

sector median 2.8× · 52nd pct

3.0×
pricier

Price / book

sector median 1.6× · 29th pct

1.2×
cheaper

FCF yield

sector median 8.2% · 94th pct

26.9%
cheaper

Forward EPS $5.19 vs trailing $4.19 (+24% expected growth). Forward P/E uses analysts' next-12-month estimate.

Quality & financial health

Gross margin

–

Operating margin

–

FCF margin

79.5%

Net margin

28.2%

Return on equity

11.2%

Return on invested capital

–

Net debt / EBITDA

–

Current ratio

–

Interest cover

–

Cash conversion (OCF/NI)

2.8×

Piotroski F-score 5/9 · last two fiscal years

✓ Positive net income✓ Positive operating cash flow✓ Return on assets improved✗ Cash flow above net income✗ Long-term debt / assets fell✗ Current ratio improved✓ No share dilution✗ Gross margin improved✓ Asset turnover improved

Analysts

Mean target

$63

+26%

Analysts

Strong Buy

Range

$56–$71

low – high

● price · ◆ mean target

Annual history

FY	Revenue	Net income	Free cash flow
2025	$113.1B	$30.5B	$12.6B
2024	$105.9B	$27.0B	$-8.8B
2023	$102.8B	$26.3B	$45.0B
2022	$95.0B	$27.5B	$-6.3B
2021	$89.1B	$32.0B	$-7.2B
2020	$85.5B	$17.9B	$38.0B

From the company's 10-K filings via SEC XBRL. 3-year revenue CAGR +6.0%.

Earnings

Next report: 2027-01-15 · before open · EPS est 1.12

EstimateActual (beat)Actual (miss)

Report	EPS est	Actual	Surprise
2026-10-14	1.11	0.91	-17.8%
2026-07-14	1.12	1.21	+7.7%
2026-04-15	1.02	1.11	+8.8%
2026-01-14	0.96	0.98	+2.2%
2025-10-15	0.95	1.06	+11.4%
2025-07-16	0.86	0.89	+3.6%
2025-04-15	0.81	0.90	+10.7%
2025-01-16	0.77	0.82	+6.8%

Quarterly revenue

Quarter	Revenue	YoY
2026-03-31	$30.3B	+7.2%
2025-12-31	$31.2B	–
2025-09-30	$28.1B	–
2025-06-30	$27.4B	–
2025-03-31	$28.2B	–

Analyst actions

Citigroup

2026-10-15 · main

Buy → Buy
PT $60

Morgan Stanley

2026-10-15 · main

Overweight → Overweight
PT $61

Truist Securities

2026-10-15 · main

Buy → Buy
PT $58

RBC Capital

2026-10-15 · main

Outperform → Outperform
PT $60

Barclays

2026-10-15 · main

Overweight → Overweight
PT $68

Wells Fargo

2026-10-15 · main

Overweight → Overweight
PT $64

Recent dividends

2026-09-04: $0.320 · 2026-06-05: $0.280 · 2026-03-06: $0.280 · 2025-12-05: $0.280 · 2025-09-05: $0.280 · 2025-06-06: $0.260 · 2025-03-07: $0.260 · 2024-12-06: $0.260

Insider trades

Bank Of America Corp /De/

10% owner · 2026-10-14

BUY
$16.3K

Bank Of America Corp /De/

10% owner · 2026-10-14

SELL
$772

Bank Of America Corp /De/

10% owner · 2026-10-14

SELL
$772

Bank Of America Corp /De/

10% owner · 2026-10-14

SELL
$3.9K

Bank Of America Corp /De/

10% owner · 2026-10-14

SELL
$772

Bank Of America Corp /De/

10% owner · 2026-10-14

SELL
$772

Bank Of America Corp /De/

10% owner · 2026-10-14

SELL
$772

Bank Of America Corp /De/

10% owner · 2026-10-14

SELL
$772

Bank Of America Corp /De/

10% owner · 2026-10-14

SELL
$772

Bank Of America Corp /De/

10% owner · 2026-10-14

SELL
$772

Bank Of America Corp /De/

10% owner · 2026-10-14

SELL
$772

Bank Of America Corp /De/

10% owner · 2026-10-14

SELL
$772

News

BE Semiconductor Industries (ENXTAM:BESI) Stock Looks Fairly Priced Following Its 162% Five Year Run

Simply Wall St. · 8h ago

Bank of America sees a costly catch in America's strong economy

TheStreet · 10h ago

Big Banks Take Bigger CRE Losses As They Clear Out Problem Loans

Bisnow · 12h ago

Bank of America Has Cut Its Share Count by Nearly a Third in 10 Years. $10,000 Invested Then Is Worth About $40,000 Now.

Motley Fool · 13h ago

Bank Of America (BAC) Tightens AI Access Rules For Customer Accounts

Simply Wall St. · 16h ago

Eli Lilly, IBD Stock Of The Day, Rides Foundayo, Medicare Bridge To Buy Point

Investor's Business Daily · 17h ago

Bank of America's bad news may not be what investors think

TheStreet · 17h ago

Strong Earnings Haven't Done as Much for Stocks So Far

Barrons.com · 17h ago

JPMorgan Slashes Q3 Share Buybacks: Is Organic Growth a Better Bet?

Zacks · 22h ago

Why BofA still sees an October Fed rate hike

Investing.com · 22h ago

Stats refreshed 2026-10-19 19:01:58 ET from Yahoo Finance (yfinance). "–" means the data isn't available. Refresh now

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Coteau Systematic StrategiesSystematic equity research and model portfolios.
Coteau Systematic Strategies publishes research, model portfolios and tools. It does not manage money or offer investment advice. Model results are hypothetical. Data: Yahoo Finance (delayed), SEC EDGAR.

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