coteauBeta Get App
ALL

ALL

The Allstate Corporation
$251.04
+0.45% Oct 21 close
FinancialsS&P 500 Compare
-5%+7%+19%+32%+44%Oct 2025Oct 2026Apr 2026
ALLSPY
1W
+6.3%
1M
+3.4%
3M
+0.1%
6M
+18.3%
YTD
+22.4%
1Y
+32.1%

Live chart

Loading live chart…

What they do

The Allstate Corporation provides property and casualty, and other insurance products in the United States and Canada. It operates in four segments: Allstate Protection; Run-off Property-Liability; Protection Services; and Corporate and Other. The company offers private passenger auto, homeowners, other personal lines and commercial insurance through exclusive agents, independent agents, contact centers and online under the Allstate.

Financial Services · Insurance - Property & Casualty

For information only · Important disclosures

Grades vs sector

Momentum
60th percentile in sector
B-
12-1 return: +18.1%
Percentile within its GICS sector across the S&P 1500.
Growth
53rd percentile in sector
C+
Revenue growth (YoY): +11.8%
Percentile within its GICS sector across the S&P 1500.
Value
85th percentile in sector
A-
Forward E/P: 11.3% · EBITDA/EV: 25.8%
Percentile within its GICS sector across the S&P 1500.
Profitability
68th percentile in sector
B
Profit margin: +19.0% · Return on equity: +46.1%
Percentile within its GICS sector across the S&P 1500.
Revisions
Not enough data yet
–
EPS estimate change, 30 days (current FY): –
30-day change in analysts' current-year EPS estimate; graded across covered stocks.

Our models

Not held by any of our 5 live models right now.

Quality Growth
Outside this model's universe or screens
Momentum Top 15
ranked 166 of 499 · 12-month momentum 22.4%
Momentum Blend
Not in the current book
New Highs Growth
Outside this model's universe or screens
Coteau Long Book
Not in the current book

News

More news
QIAGEN and EQT Private Equity announce agreement on a recommended voluntary all-cash public takeover offer
Business Wire · 1h ago
Earnings live updates: All eyes on Musk and Meta as Q3 earnings rev up
Yahoo Finance · 2h ago
Air Canada cancels all flights to U.S. state due to low demand
TheStreet · 3h ago
Mortgage Rates Are ‘Eating Up All the Good News’ on Housing, Says NAHB CEO — Peter Schiff Warns of ‘Worst Housing Market in US History’
· 3h ago
What Is Solaris Getting For All That Spending?
Trefis · 4h ago

Key stats

Market value$63.5B
P/E (last 12 months)5.0
P/E (next 12 months, estimated)8.9
52-week range$188.08 – $277.22
Revenue growth (latest quarter vs a year ago)+11.8%
Dividend yield1.73%
Analyst consensusBuy (22)
Average analyst price target$269.27 (+7%)
Valuation and fundamentals

Valuation & fundamentals

Bottom line
Leans undervalued
Model read-out from the numbers below, not advice. Score +2 (DCF counts double).
▲DCF (base case)above the price by 359%
•Forward P/E vs sector8.9x vs median 10.2x
•Piotroski F-score5/9
•Analyst target+7% (22 analysts)

Discounted cash flow

Bear
$723
+188%
growth 6% · disc. 10.2% · term. 2.0%
Base
$1,153
+359%
growth 11% · disc. 9.2% · term. 2.5%
Bull
$1,744
+595%
growth 14% · disc. 8.2% · term. 3.0%

A DCF starts from trailing free cash flow, so it can overstate value if the last 12 months were unusually strong (or weak). Use the bear case or edit the starting cash flow if so.

Reverse DCFfor context, not a signal
Not meaningful for property & casualty insurance: for banks, insurers and lenders, cash moving through loans and deposits swamps "free cash flow". Book value and earnings are better guides.
Edit assumptions · recalculates instantly
Your value per share–

Free cash flow = operating cash flow − capital spending, trailing 12 months (TTM to 2026-06-30). Growth default: average of 3-year revenue CAGR and latest revenue growth, capped at 30%. Years 6–10 fade linearly to terminal growth. Discount rate = 4.25% risk-free assumption + beta 0.14 × 5% equity premium, kept within 7–13%. Bear: lower growth, +1 pt discount, 2% terminal. Bull: higher growth, −1 pt, 3%.

Multiples vs Financials

P/E (trailing)
sector median 13.0× · 2nd pct
5.0×
cheaper
Forward P/E
sector median 10.2× · 28th pct
8.9×
cheaper
EV / EBITDA
sector median 10.9×
–
Price / sales
sector median 2.8× · 11th pct
0.9×
cheaper
Price / book
sector median 1.6× · 60th pct
1.9×
pricier
FCF yield
sector median 8.2% · 89th pct
19.3%
cheaper

Forward EPS $28.11 vs trailing $49.98 (-44% expected growth). Forward P/E uses analysts' next-12-month estimate.

Quality & financial health

Gross margin
–
Operating margin
–
FCF margin
17.5%
Net margin
19.0%
Return on equity
39.5%
Return on invested capital
–
Net debt / EBITDA
–
Current ratio
–
Interest cover
–
Cash conversion (OCF/NI)
0.9×
Piotroski F-score 5/9 · last two fiscal years
✓ Positive net income✓ Positive operating cash flow✓ Return on assets improved✗ Cash flow above net income✓ Long-term debt / assets fell✗ Current ratio improved✓ No share dilution✗ Gross margin improved✗ Asset turnover improved

Analysts

Mean target
$269
+7%
Analysts
22
Buy
Range
$191–$340
low – high
● price · ◆ mean target

Annual history

FYRevenueNet incomeFree cash flow
2025$67.7B$10.3B$9.9B
2024$64.1B$4.7B$8.7B
2023$57.1B$-188.0M$4.0B
2022$51.4B$-1.3B$4.7B
2021$50.6B$1.6B$4.8B
2020$41.9B$5.6B$5.2B

From the company's 10-K filings via SEC XBRL. 3-year revenue CAGR +9.6%.

Earnings

Next report: 2026-11-04 · during market · EPS est 6.96
24-1025-0225-0425-0725-1126-0226-0426-080.0014.37
EstimateActual (beat)Actual (miss)
ReportEPS estActualSurprise
2026-08-056.078.99+48.0%
2026-04-297.2410.65+47.0%
2026-02-0410.2114.37+40.7%
2025-11-057.5713.95+84.4%
2025-07-303.877.76+100.7%
2025-04-302.533.53+39.3%
2025-02-056.157.07+15.0%
2024-10-301.934.39+128.1%

Quarterly revenue

QuarterRevenueYoY
2026-06-30$18.3B+10.8%
2026-03-31$16.8B–
2025-12-31$17.2B–
2025-09-30$17.1B–
2025-06-30$16.5B–
Analyst actions
Wells Fargo
2026-10-12 · up
Underweight → Equal-Weight
PT $236
Keefe, Bruyette & Woods
2026-10-12 · main
Underperform → Underperform
PT $232
Mizuho
2026-10-07 · main
Outperform → Outperform
PT $295
Barclays
2026-10-07 · main
Underweight → Underweight
PT $221
Morgan Stanley
2026-10-06 · main
Equal-Weight → Equal-Weight
PT $240
Citigroup
2026-10-02 · main
Sell → Sell
PT $215

Recent dividends

2026-08-31: $1.080 · 2026-06-01: $1.080 · 2026-03-02: $1.080 · 2025-12-01: $1.000 · 2025-08-29: $1.000 · 2025-06-09: $1.000 · 2025-03-10: $1.000 · 2024-11-29: $0.920
Insider trades
Rizzo Mario
Insider · 2026-08-11
SELL
$3.4M
Rizzo Mario
Insider · 2026-08-11
SELL
$11.5M
Dugenske John E
Insider · 2026-08-07
SELL
$6.9M
Dugenske John E
Insider · 2026-08-07
SELL
$1.1M
Dugenske John E
Insider · 2026-08-07
SELL
$912.7K
None
None · None
SELL
–
None
None · None
SELL
–
None
None · None
SELL
–
None
None · None
SELL
–
None
None · None
SELL
–
None
None · None
SELL
–
None
None · None
SELL
–

Stats refreshed 2026-10-21 18:07:04 ET from Yahoo Finance (yfinance). "–" means the data isn't available. Refresh now

Free. Not investment advice. Unsubscribe anytime.

coteau

Independent research · Not investment advice · Important disclosures · Contact desk@coteau.app

Coteau Systematic Strategies publishes stock research and model portfolios. Results are hypothetical unless marked Live. Data: Yahoo Finance (15-min delayed), SEC EDGAR and the House Clerk.

Beta 0.9 · Oct 21, 2026