BETR
Live chart
What they do
Better Home & Finance Holding Company operates as a homeownership company in the United States. The company provides government-sponsored enterprise (GSE) conforming loans, Federal Housing Administration insured loans. It offers real estate agent services, title insurance and settlement services, and homeowners insurance services.
For information only · Important disclosures
Grades vs sector
No sector grades for BETR yet. Grades rank S&P 1500 stocks within their sector and refresh after each daily data run, so a stock outside that index or newly covered has none.
Our models
Not held by any of our 5 live models right now.
News
More newsKey stats
Valuation and fundamentals
Valuation & fundamentals
Discounted cash flow
Edit assumptions · recalculates instantly
Free cash flow = operating cash flow − capital spending, trailing 12 months (TTM to 2026-06-30). Growth default: average of 3-year revenue CAGR and latest revenue growth, capped at 30%. Years 6–10 fade linearly to terminal growth. Discount rate = 4.25% risk-free assumption + beta 1.75 × 5% equity premium, kept within 7–13%. Bear: lower growth, +1 pt discount, 2% terminal. Bull: higher growth, −1 pt, 3%.
Multiples vs sector
Forward EPS $-0.72 vs trailing $-11.03. Forward P/E uses analysts' next-12-month estimate.
Quality & financial health
Piotroski F-score 2/9 · last two fiscal years
Analysts
Annual history
| FY | Revenue | Net income | Free cash flow |
|---|---|---|---|
| 2025 | $164.9M | $-165.9M | $-167.8M |
| 2024 | $108.5M | $-206.3M | $-383.4M |
| 2023 | $0 | $-536.4M | $-160.2M |
| 2022 | $12.3M | $-877.1M | $926.5M |
From the company's 10-K filings via SEC XBRL. 3-year revenue CAGR +137.5%.
Earnings
| Report | EPS est | Actual | Surprise |
|---|---|---|---|
| 2026-08-06 | -1.02 | -1.70 | -66.6% |
| 2026-05-07 | -1.60 | -2.69 | -67.7% |
| 2026-03-13 | -1.82 | -1.70 | +6.9% |
| 2025-11-12 | -1.79 | -1.86 | -3.9% |
| 2025-08-13 | -2.18 | -1.99 | +8.7% |
Quarterly revenue
| Quarter | Revenue | YoY |
|---|---|---|
| 2026-06-30 | $61.1M | +29.5% |
| 2026-03-31 | $53.5M | – |
| 2025-12-31 | $66.5M | – |
| 2025-09-30 | $54.3M | – |
| 2025-06-30 | $47.2M | – |
Analyst actions
PT $15
PT $20
PT $25
PT $16
PT $16
PT $23
Stats refreshed 2026-10-21 13:40:46 ET from Yahoo Finance (yfinance). "–" means the data isn't available. Refresh now
Independent research · Not investment advice · Important disclosures · Contact desk@coteau.app
Coteau Systematic Strategies publishes stock research and model portfolios. Results are hypothetical unless marked Live. Data: Yahoo Finance (15-min delayed), SEC EDGAR and the House Clerk.
Beta 0.9 · Oct 21, 2026