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BHF

Brighthouse Financial, Inc.
$47.64
+0.08% Oct 20 close
FinancialsS&P 400
-5%+7%+19%+31%+43%Oct 2025Oct 2026Apr 2026
BHFSPY
1W
-0.6%
1M
-4.6%
3M
-25.1%
6M
-23.0%
YTD
-26.5%
1Y
+2.2%

Live chart

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What they do

Brighthouse Financial, Inc. provides annuity and life insurance products in the United States. The company operates through Annuities, Life, and Run-off segments. The Annuities segment offers variable, fixed, index-linked, and income annuities for contract holders' needs for protected wealth accumulation on a tax-deferred basis, wealth transfer, and income security.

Financial Services · Insurance - Life

For information only · Important disclosures

Grades vs sector

Momentum
17th percentile in sector
D
12-1 return: -12.6%
Percentile within its GICS sector across the S&P 1500.
Growth
98th percentile in sector
A+
Revenue growth (YoY): +86.7%
Percentile within its GICS sector across the S&P 1500.
Value
100th percentile in sector
A+
Forward E/P: 42.0% · EBITDA/EV: –
Percentile within its GICS sector across the S&P 1500.
Profitability
40th percentile in sector
C-
Profit margin: +12.2% · Return on equity: +13.5%
Percentile within its GICS sector across the S&P 1500.
Revisions
Not enough data yet
–
EPS estimate change, 30 days (current FY): –
30-day change in analysts' current-year EPS estimate; graded across covered stocks.

Our models

Not held by any of our 5 live models right now.

Quality Growth
Outside this model's universe or screens
Momentum Top 15
Outside this model's universe or screens
Momentum Blend
Not in the current book
New Highs Growth
Outside this model's universe or screens
Coteau Long Book
Not in the current book

News

More news
Oddo BHF Adjusts Moderna Price Target to $251 From $170
MT Newswires · Oct 19
Brighthouse Financial Shares Rise After JPMorgan Upgrade
MT Newswires · Oct 15
JPMorgan Upgrades Brighthouse Financial to Neutral, Price Target is $55
MT Newswires · Oct 15
Brighthouse Financial (BHF), Why Is It Getting Attention Today?
Simply Wall St. · Oct 09
Is Brighthouse Financial (BHF) Reasonable After A 24% Fall?
Simply Wall St. · Oct 09

Key stats

Market value$2.7B
P/E (last 12 months)3.8
P/E (next 12 months, estimated)2.4
52-week range$45.66 – $66.80
Revenue growth (latest quarter vs a year ago)+86.7%
Dividend yieldNo dividend
Analyst consensusHold (6)
Average analyst price target$61.67 (+29%)
Valuation and fundamentals

Valuation & fundamentals

Bottom line
No cash-flow valuation
Model read-out from the numbers below, not advice. Score +2 (DCF counts double).
▲Forward P/E vs sector2.4x vs median 10.2x
•Piotroski F-score6/9
▲Analyst target+29% (6 analysts)

Discounted cash flow

Trailing free cash flow is negative or missing, so a cash-flow DCF isn't meaningful by default. You can enter your own assumptions below.
Reverse DCFfor context, not a signal
Not meaningful for life & health insurance: for banks, insurers and lenders, cash moving through loans and deposits swamps "free cash flow". Book value and earnings are better guides.
Edit assumptions · recalculates instantly
Your value per share–

Free cash flow = operating cash flow − capital spending, trailing 12 months (TTM to 2026-06-30). Growth default: average of 3-year revenue CAGR and latest revenue growth, capped at 30%. Years 6–10 fade linearly to terminal growth. Discount rate = 4.25% risk-free assumption + beta 0.83 × 5% equity premium, kept within 7–13%. Bear: lower growth, +1 pt discount, 2% terminal. Bull: higher growth, −1 pt, 3%.

Multiples vs Financials

P/E (trailing)
sector median 13.0× · 0th pct
3.8×
cheaper
Forward P/E
sector median 10.2× · 0th pct
2.4×
cheaper
EV / EBITDA
sector median 10.9×
–
Price / sales
sector median 2.8× · 2nd pct
0.4×
cheaper
Price / book
sector median 1.6× · 2nd pct
0.4×
cheaper
FCF yield
sector median 8.2% · 2nd pct
-19.6%
pricier

Forward EPS $20.08 vs trailing $12.66 (+59% expected growth). Forward P/E uses analysts' next-12-month estimate.

Quality & financial health

Gross margin
–
Operating margin
–
FCF margin
-8.1%
Net margin
12.5%
Return on equity
12.7%
Return on invested capital
–
Net debt / EBITDA
–
Current ratio
–
Interest cover
–
Cash conversion (OCF/NI)
-0.6×
Piotroski F-score 6/9 · last two fiscal years
✓ Positive net income✓ Positive operating cash flow✓ Return on assets improved✗ Cash flow above net income✓ Long-term debt / assets fell✗ Current ratio improved✓ No share dilution✗ Gross margin improved✓ Asset turnover improved

Analysts

Mean target
$62
+29%
Analysts
6
Hold
Range
$55–$70
low – high
● price · ◆ mean target

Annual history

FYRevenueNet incomeFree cash flow
2025$6.8B$433.0M$259.0M
2024$4.7B$388.0M$-290.0M
2023$4.1B$-1.1B$-137.0M
2022$6.9B$3.9B$-1.2B
2021$5.0B$1.6B$641.0M
2020$8.5B$-1.1B$888.0M

From the company's 10-K filings via SEC XBRL. 3-year revenue CAGR -0.5%.

Earnings

Next report: 2026-11-05 · during market · EPS est 4.94
24-1125-0225-0525-0825-1126-0226-0526-08-5.047.89
EstimateActual (beat)Actual (miss)
ReportEPS estActualSurprise
2026-08-054.774.45-6.7%
2026-05-064.474.35-2.6%
2026-02-235.193.70-28.7%
2025-11-064.097.89+92.8%
2025-08-074.393.43-21.8%
2025-05-083.47-5.04-245.3%
2025-02-114.315.07+17.7%
2024-11-073.022.47-18.3%

Quarterly revenue

QuarterRevenueYoY
2026-06-30$1.6B+103.8%
2026-03-31$1.5B–
2025-12-31$1.6B–
2025-09-30$1.7B–
2025-06-30$790.0M–
Analyst actions
JP Morgan
2026-10-15 · up
Underweight → Neutral
PT $55
Keefe, Bruyette & Woods
2026-10-15 · main
Market Perform → Market Perform
PT $55
Keefe, Bruyette & Woods
2026-10-09 · main
Market Perform → Market Perform
PT $57
Barclays
2026-01-08 · down
Overweight → Equal-Weight
PT $65
Raymond James
2025-11-12 · down
Strong Buy → Market Perform
Keefe, Bruyette & Woods
2025-11-07 · main
Market Perform → Market Perform
PT $70

Stats refreshed 2026-10-20 18:03:21 ET from Yahoo Finance (yfinance). "–" means the data isn't available. Refresh now

COTEAU

Independent research · Not investment advice · Important disclosures · Contact desk@coteau.app

Coteau Systematic Strategies publishes stock research and model portfolios. Results are hypothetical unless marked Live. Data: Yahoo Finance (15-min delayed), SEC EDGAR and the House Clerk.

Beta 0.9 · Oct 21, 2026