CVS
Live chart
What they do
CVS Health Corporation provides health solutions in the United States. The Health Care Benefits segment offers traditional, voluntary, and consumer-directed health insurance products and related services, including medical, pharmacy. It serves employer groups, individuals, college students, part-time and hourly workers, health plans, health care providers, governmental units.
For information only · Important disclosures
Grades vs sector
Momentum42nd percentile in sectorC
Percentile within its GICS sector across the S&P 1500.
Growth42nd percentile in sectorC
Percentile within its GICS sector across the S&P 1500.
Value80th percentile in sectorB+
Percentile within its GICS sector across the S&P 1500.
Profitability32nd percentile in sectorD+
Percentile within its GICS sector across the S&P 1500.
RevisionsNot enough data yet–
30-day change in analysts' current-year EPS estimate; graded across covered stocks.
Our models
Not held by any of our 5 live models right now.
News
More newsKey stats
Valuation and fundamentals
Valuation & fundamentals
Discounted cash flow
A DCF starts from trailing free cash flow, so it can overstate value if the last 12 months were unusually strong (or weak). Use the bear case or edit the starting cash flow if so.
Edit assumptions · recalculates instantly
Free cash flow = operating cash flow − capital spending, trailing 12 months (TTM to 2026-06-30). Growth default: average of 3-year revenue CAGR and latest revenue growth, capped at 30%. Years 6–10 fade linearly to terminal growth. Discount rate = 4.25% risk-free assumption + beta 0.60 × 5% equity premium, kept within 7–13%. Bear: lower growth, +1 pt discount, 2% terminal. Bull: higher growth, −1 pt, 3%.
Multiples vs Health Care
cheaper
cheaper
cheaper
cheaper
cheaper
cheaper
Forward EPS $8.54 vs trailing $3.80 (+125% expected growth). Forward P/E uses analysts' next-12-month estimate.
Quality & financial health
Piotroski F-score 6/9 · last two fiscal years
Altman Z-score 2.5 (grey zone; above 3.0 = safe, below 1.8 = distress). Not meaningful for banks and insurers.
Analysts
Annual history
| FY | Revenue | Net income | Free cash flow |
|---|---|---|---|
| 2025 | $402.1B | $1.8B | $7.8B |
| 2024 | $372.8B | $4.6B | $6.3B |
| 2023 | $357.8B | $8.3B | $10.4B |
| 2022 | $322.5B | $4.3B | $13.4B |
| 2021 | $292.1B | $8.0B | $15.7B |
| 2020 | $268.7B | $7.2B | $13.4B |
From the company's 10-K filings via SEC XBRL. 3-year revenue CAGR +7.6%.
Earnings
| Report | EPS est | Actual | Surprise |
|---|---|---|---|
| 2026-08-05 | 1.85 | 2.58 | +39.4% |
| 2026-05-06 | 2.21 | 2.57 | +16.5% |
| 2026-02-10 | 1.00 | 1.09 | +9.4% |
| 2025-10-29 | 1.36 | 1.60 | +17.9% |
| 2025-07-31 | 1.46 | 1.81 | +23.9% |
| 2025-05-01 | 1.67 | 2.25 | +34.5% |
| 2025-02-12 | 0.92 | 1.19 | +29.6% |
| 2024-11-06 | 1.46 | 1.09 | -25.2% |
Quarterly revenue
| Quarter | Revenue | YoY |
|---|---|---|
| 2026-06-30 | $106.1B | +7.3% |
| 2026-03-31 | $100.4B | – |
| 2025-12-31 | $105.7B | – |
| 2025-09-30 | $102.9B | – |
| 2025-06-30 | $98.9B | – |
Rating changes
Third-party analyst actions, not Coteau's views. All rating changes
Recent dividends
Stats refreshed 2026-10-21 17:58:03 ET from Yahoo Finance (yfinance). "–" means the data isn't available. Refresh now
Independent research · Not investment advice · Important disclosures · Contact desk@coteau.app
Coteau Systematic Strategies publishes stock research and model portfolios. Results are hypothetical unless marked Live. Data: Yahoo Finance (15-min delayed), SEC EDGAR and the House Clerk.
Beta 0.9 · Oct 21, 2026