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FCBM

First Carolina Financial Services, Inc.
$12.94
+0.23% Oct 23 close
Financial Services CompareTechnicals
-2.4%-0.5%+1.4%+3.2%+5.1%Jun 18Oct 23Aug 20
FCBMSPY
1W
+1.7%
1M
+1.6%
3M
+2.2%
6M
–
YTD
–
1Y
–

Live chart

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What they do

First Carolina Financial Services, Inc. operates as a bank holding company for First Carolina Bank that provides commercial banking services in the United States. It operates through two segments, Community Banking and BM Tech business line. The company offers business services including checking, savings, money market deposit accounts, certificates of deposit, individual retirement accounts.

Financial Services · Banks - Regional

For information only · Important disclosures

Grades vs sector

No sector grades for FCBM yet. Grades rank S&P 1500 stocks within their sector and refresh after each daily data run, so a stock outside that index or newly covered has none.

Systematic Models

Not held by any of our 5 live models right now.

Quality Growth
Outside this model's universe or screens
Momentum Top 15
Outside this model's universe or screens
Momentum Blend
Not in the current book
New Highs Growth
Outside this model's universe or screens
Coteau Long Book
Not in the current book

News

More news
3 Financial Stocks Tied To Rising Treasury Yields Retail Investors Should Screen
Simply Wall St. · Oct 17
First Carolina Financial Services CFO Steven Deaton to Retire
MT Newswires · Sep 18
First Carolina Financial Services Announces CFO Retirement
Business Wire · Sep 18
First Carolina Financial Services Reports Net Income of $5.1 Million, or $0.20 Per Diluted Share, for the Second Quarter of 2026
Business Wire · Jul 30

Key stats

Market value$402.0M
P/E (last 12 months)24.0
P/E (next 12 months, estimated)9.5
52-week range$12.17 – $13.40
Revenue growth (latest quarter vs a year ago)-13.3%
Dividend yieldNo dividend
Average analyst price target$14.67 (+13%)
Valuation and fundamentals

Valuation & fundamentals

No US-GAAP 10-K/10-Q financials in SEC data (foreign filers report on Form 20-F, often under IFRS).

Earnings

FCBM earningsNext report in 3 days
Next report
Tue Oct 27, 2026Before the open
EPS consensus$0.22 range $0.21–$0.24
Revenue consensus$36.0M 3 analysts
Last 1 quarters · EPS vs estimate
Jul 30, 2026$0.20est $0.21−3.2%Below estimates

In line = within 1% of the estimate.

Source: Yahoo Finance · refreshed 2026-10-24 02:58:36 ET
26-070.000.21
EstimateActual (beat)Actual (miss)

Quarterly revenue

QuarterRevenueYoY
2026-06-30$32.0M–
2026-03-31$32.6M–
2025-06-30$36.3M–
2025-03-31$31.5M–
Rating changes
Initiated
2026-07-17 · Hovde Group started covering FCBM at Market Perform
Initiated
2026-07-13 · Raymond James started covering FCBM at Outperform

Third-party analyst actions, not Coteau's views. All rating changes

Stats refreshed 2026-10-24 02:58:36 ET from Yahoo Finance (yfinance). "–" means the data isn't available. Refresh now

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Independent research · Not investment advice · Hypothetical unless marked Live · Data: Yahoo Finance (15-min delayed), SEC EDGAR, House Clerk · Important disclosures · Contact desk@coteau.app

Beta 0.9 · Oct 21, 2026