FULT
Fulton Financial Corporation
$22.63
+2.07% 2026-10-20
FinancialsS&P 600
FULTSPY
1W
+3.1%
1M
-2.5%
3M
-7.3%
6M
+5.2%
YTD
+20.1%
1Y
+32.8%
Live chart
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Grades vs sector
Momentum84th pct in sectorA-
Momentum
84th pct in sector
12-1 return: +33.4%
Percentile within its GICS sector across the S&P 1500.
Percentile within its GICS sector across the S&P 1500.
Growth60th pct in sectorB-
Growth
60th pct in sector
Revenue growth (YoY): +13.7%
Percentile within its GICS sector across the S&P 1500.
Percentile within its GICS sector across the S&P 1500.
Value66th pct in sectorB
Value
66th pct in sector
Forward E/P: 10.6% · EBITDA/EV: –
Percentile within its GICS sector across the S&P 1500.
Percentile within its GICS sector across the S&P 1500.
Profitability52nd pct in sectorC+
Profitability
52nd pct in sector
Profit margin: +29.7% · Return on equity: +11.1%
Percentile within its GICS sector across the S&P 1500.
Percentile within its GICS sector across the S&P 1500.
RevisionsNot enough data yet–
Revisions
Not enough data yet
EPS estimate change, 30 days (current FY): –
30-day change in analysts' current-year EPS estimate; graded across covered stocks.
30-day change in analysts' current-year EPS estimate; graded across covered stocks.
Our models
Not held by any of our 5 live models right now.
Quality Growth
not ranked (outside this model's universe or screens)
Momentum Top 15not ranked (outside this model's universe or screens)
Momentum Blendnot in the current book
New Highs Growthnot ranked (outside this model's universe or screens)
Conviction 20not in the current book
News
More news3 Dividend Stocks With Yields Over 3%
Simply Wall St. · 20h ago
What To Expect From Fulton Financial’s (FULT) Q3 Earnings
StockStory · Oct 20
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NB Bancorp, Inc. (NBBK) Q3 Earnings Beat Estimates
Zacks · Oct 15
Key stats
Market cap$4.3B
P/E (trailing)10.9
P/E (forward)9.5
52-week range16.91 – 25.23
Revenue growth (YoY, latest qtr)+13.7%
Dividend yield3.43%
Analyst consensusBuy (6)
Mean price target$26.42 (+17%)
Valuation and fundamentals
Valuation & fundamentals
Bottom line
Looks undervalued
Model read-out from the numbers below, not advice. Score +3 (DCF counts double).
▲DCF (base case)above the price by 180%
•Forward P/E vs sector9.5x vs median 10.2x
•Piotroski F-score4/9
▲Analyst target+17% (6 analysts)
Discounted cash flow
Bear
$39
+72%
growth 5% · disc. 9.2% · term. 2.0%
Base
$63
+180%
growth 10% · disc. 8.2% · term. 2.5%
Bull
$100
+343%
growth 13% · disc. 7.2% · term. 3.0%
A DCF starts from trailing free cash flow, so it can overstate value if the last 12 months were unusually strong (or weak). Use the bear case or edit the starting cash flow if so.
Reverse DCFfor context, not a signal
A normal DCF guesses future cash flows and works out a price. A reverse DCF runs it backwards: it starts from today's price and asks how fast free cash flow would have to grow to justify it. It tells you what the market is assuming, not whether the stock is cheap or expensive, and it is not a buy or sell signal. Glossary
Not meaningful for regional banks: for banks, insurers and lenders, cash moving through loans and deposits swamps "free cash flow". Book value and earnings are better guides.
Edit assumptions · recalculates instantly
Your value per share–
Free cash flow = operating cash flow − capital spending, trailing 12 months (TTM to 2026-06-30). Growth default: average of 3-year revenue CAGR and latest revenue growth, capped at 30%. Years 6–10 fade linearly to terminal growth. Discount rate = 4.25% risk-free assumption + beta 0.80 × 5% equity premium, kept within 7–13%. Bear: lower growth, +1 pt discount, 2% terminal. Bull: higher growth, −1 pt, 3%.
Multiples vs Financials
P/E (trailing)
cheaper
sector median 13.0× · 27th pct
10.9×cheaper
Forward P/E
cheaper
sector median 10.2× · 36th pct
9.5×cheaper
EV / EBITDA
sector median 10.9×
–Price / sales
pricier
sector median 2.8× · 88th pct
14.9×pricier
Price / book
cheaper
sector median 1.6× · 25th pct
1.1×cheaper
FCF yield
cheaper
sector median 8.2% · 65th pct
9.9%cheaper
Forward EPS $2.38 vs trailing $2.08 (+15% expected growth). Forward P/E uses analysts' next-12-month estimate.
Quality & financial health
Gross margin
–
Operating margin
–
FCF margin
147.3%
Net margin
137.0%
Return on equity
10.4%
Return on invested capital
–
Net debt / EBITDA
–
Current ratio
–
Interest cover
–
Cash conversion (OCF/NI)
1.1×
Piotroski F-score 4/9 · last two fiscal years
✓ Positive net income✓ Positive operating cash flow✓ Return on assets improved✗ Cash flow above net income✓ Long-term debt / assets fell✗ Current ratio improved✗ No share dilution✗ Gross margin improved✗ Asset turnover improved
Analysts
Mean target
$26
+17%
Analysts
6
Buy
Range
$25–$28
low – high
● price · ◆ mean target
Annual history
| FY | Revenue | Net income | Free cash flow |
|---|---|---|---|
| 2025 | $276.8M | $391.6M | $304.5M |
| 2024 | $296.0M | $288.7M | $416.6M |
| 2023 | $228.4M | $284.3M | $363.0M |
| 2022 | $227.2M | $287.0M | $594.8M |
| 2021 | $240.2M | $275.5M | $338.4M |
| 2020 | $226.3M | $178.0M | $157.4M |
From the company's 10-K filings via SEC XBRL. 3-year revenue CAGR +6.8%.
Earnings
Next report: 2026-10-21 · after close · EPS est 0.55
EstimateActual (beat)Actual (miss)
| Report | EPS est | Actual | Surprise |
|---|---|---|---|
| 2026-07-22 | 0.53 | 0.60 | +12.6% |
| 2026-04-22 | 0.49 | 0.55 | +12.2% |
| 2026-01-21 | 0.50 | 0.55 | +9.1% |
| 2025-10-21 | 0.50 | 0.55 | +9.6% |
| 2025-07-15 | 0.45 | 0.55 | +22.7% |
| 2025-04-15 | 0.43 | 0.52 | +20.9% |
| 2025-01-21 | 0.42 | 0.48 | +14.3% |
| 2024-10-15 | 0.44 | 0.50 | +12.9% |
Quarterly revenue
| Quarter | Revenue | YoY |
|---|---|---|
| 2026-06-30 | $363.4M | +12.2% |
| 2026-03-31 | $331.9M | – |
| 2025-12-31 | $336.5M | – |
| 2025-09-30 | $334.4M | – |
| 2025-06-30 | $323.8M | – |
Analyst actions
Raymond James
2026-10-06 · down
Outperform → Market PerformPiper Sandler
PT $27
2026-08-03 · reit
Neutral → NeutralPT $27
DA Davidson
PT $25
2026-07-25 · main
Neutral → NeutralPT $25
Raymond James
PT $26
2026-07-01 · main
Outperform → OutperformPT $26
DA Davidson
PT $24
2026-02-25 · init
→ NeutralPT $24
Keefe, Bruyette & Woods
PT $21
2025-11-26 · main
Market Perform → Market PerformPT $21
Recent dividends
2026-10-01: $0.190 · 2026-07-01: $0.190 · 2026-04-01: $0.190 · 2025-12-31: $0.190 · 2025-10-01: $0.180 · 2025-07-01: $0.180 · 2025-04-01: $0.180 · 2024-12-31: $0.180
Insider trades
Crutchfield Lisa
$101.7K
Director · 2026-08-05
SELL$101.7K
Sargent Angela M
$312.0K
SEVP & Chief Info Officer · 2026-08-04
SELL$312.0K
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Stats refreshed 2026-10-20 18:09:07 ET from Yahoo Finance (yfinance). "–" means the data isn't available. Refresh now
coteau
Coteau Systematic Strategies publishes stock research and model portfolios. It doesn't manage money or give investment advice. Results are hypothetical unless marked Live. Data: Yahoo Finance (delayed) and SEC EDGAR.