OSCR
Live chart
What they do
Oscar Health, Inc. operates as a healthcare technology company in the United States. The company offers health plans to individuals, families, employees, and small group markets. It also provides +Oscar platform that power others throughout the healthcare system; Campaign Builder platform, an engagement and recommendation platform for providers and payors; and reinsurance products.
For information only · Important disclosures
Grades vs sector
No sector grades for OSCR yet. Grades rank S&P 1500 stocks within their sector and refresh after each daily data run, so a stock outside that index or newly covered has none.
Our models
Not held by any of our 5 live models right now.
News
More newsKey stats
Valuation and fundamentals
Valuation & fundamentals
Discounted cash flow
Edit assumptions · recalculates instantly
Free cash flow = operating cash flow − capital spending, trailing 12 months (TTM to 2026-06-30). Growth default: average of 3-year revenue CAGR and latest revenue growth, capped at 30%. Years 6–10 fade linearly to terminal growth. Discount rate = 4.25% risk-free assumption + beta 1.00 (n/a) × 5% equity premium, kept within 7–13%. Bear: lower growth, +1 pt discount, 2% terminal. Bull: higher growth, −1 pt, 3%.
Multiples vs sector
Quality & financial health
Piotroski F-score 4/9 · last two fiscal years
Analysts
Annual history
| FY | Revenue | Net income | Free cash flow |
|---|---|---|---|
| 2025 | $11.7B | $-443.2M | $1.1B |
| 2024 | $9.2B | $25.4M | $978.2M |
| 2023 | $5.9B | $-270.7M | $-272.2M |
| 2022 | $4.0B | $-606.3M | $380.3M |
| 2021 | $1.8B | $-572.6M | $-181.7M |
| 2020 | $462.8M | $-406.8M | $222.7M |
From the company's 10-K filings via SEC XBRL. 3-year revenue CAGR +43.5%.
Earnings
| Report | EPS est | Actual | Surprise |
|---|---|---|---|
| 2026-08-06 | 0.38 | 1.10 | +189.2% |
| 2026-05-06 | 1.10 | 2.07 | +88.2% |
| 2026-02-10 | -0.92 | -1.24 | -34.6% |
| 2025-11-06 | -0.58 | -0.53 | +8.7% |
| 2025-08-06 | -0.84 | -0.89 | -6.5% |
| 2025-05-07 | 0.81 | 0.92 | +13.9% |
| 2025-02-04 | -0.58 | -0.62 | -6.5% |
| 2024-11-07 | -0.18 | -0.22 | -25.0% |
Insider trades
$806.0K
$988.2K
$285.9K
$907.9K
$30.1K
$325.8K
$4.6M
$18.2M
$595.1K
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Stats refreshed 2026-10-21 18:27:22 ET from Yahoo Finance (yfinance). "–" means the data isn't available. Refresh now
Independent research · Not investment advice · Important disclosures · Contact desk@coteau.app
Coteau Systematic Strategies publishes stock research and model portfolios. Results are hypothetical unless marked Live. Data: Yahoo Finance (15-min delayed), SEC EDGAR and the House Clerk.
Beta 0.9 · Oct 21, 2026