PGR
Live chart
What they do
The Progressive Corporation operates as an insurance company in the United States. It writes insurance for personal autos and special lines products, including motorcycles, RVs, and watercraft; and personal residential property insurance for homeowners and renters. The company also writes auto-related liability and physical damage insurance for comprising dump trucks, log trucks, garbage trucks, tractors, trailers, straight trucks.
For information only · Important disclosures
Grades vs sector
Momentum45th percentile in sectorC
Percentile within its GICS sector across the S&P 1500.
Growth17th percentile in sectorD
Percentile within its GICS sector across the S&P 1500.
Value45th percentile in sectorC
Percentile within its GICS sector across the S&P 1500.
Profitability60th percentile in sectorB-
Percentile within its GICS sector across the S&P 1500.
RevisionsNot enough data yet–
30-day change in analysts' current-year EPS estimate; graded across covered stocks.
Our models
Not held by any of our 5 live models right now.
News
More newsKey stats
Valuation and fundamentals
Valuation & fundamentals
Discounted cash flow
A DCF starts from trailing free cash flow, so it can overstate value if the last 12 months were unusually strong (or weak). Use the bear case or edit the starting cash flow if so.
Edit assumptions · recalculates instantly
Free cash flow = operating cash flow − capital spending, trailing 12 months (TTM to 2026-06-30). Growth default: average of 3-year revenue CAGR and latest revenue growth, capped at 30%. Years 6–10 fade linearly to terminal growth. Discount rate = 4.25% risk-free assumption + beta 0.23 × 5% equity premium, kept within 7–13%. Bear: lower growth, +1 pt discount, 2% terminal. Bull: higher growth, −1 pt, 3%.
Multiples vs Financials
cheaper
pricier
cheaper
pricier
cheaper
Forward EPS $16.30 vs trailing $19.85 (-18% expected growth). Forward P/E uses analysts' next-12-month estimate.
Quality & financial health
Piotroski F-score 6/9 · last two fiscal years
Analysts
Annual history
| FY | Revenue | Net income | Free cash flow |
|---|---|---|---|
| 2025 | $87.7B | $11.3B | $17.2B |
| 2024 | $75.4B | $8.5B | $14.8B |
| 2023 | $62.1B | $3.9B | $10.4B |
| 2022 | $49.6B | $722.0M | $6.6B |
| 2021 | $47.7B | $3.4B | $7.5B |
| 2020 | $42.7B | $5.7B | $6.7B |
From the company's 10-K filings via SEC XBRL. 3-year revenue CAGR +20.9%.
Earnings
| Report | EPS est | Actual | Surprise |
|---|---|---|---|
| 2026-10-13 | 4.41 | 4.60 | +4.2% |
| 2026-07-15 | 4.84 | 4.85 | +0.3% |
| 2026-04-15 | 4.88 | 4.96 | +1.6% |
| 2026-01-28 | 4.43 | 4.67 | +5.3% |
| 2025-10-15 | 5.05 | 4.05 | -19.7% |
| 2025-07-16 | 4.43 | 4.88 | +10.0% |
| 2025-04-16 | 4.78 | 4.65 | -2.6% |
| 2025-01-28 | 3.56 | 4.08 | +14.6% |
Quarterly revenue
| Quarter | Revenue | YoY |
|---|---|---|
| 2026-06-30 | $23.6B | +7.3% |
| 2026-03-31 | $22.2B | – |
| 2025-12-31 | $22.7B | – |
| 2025-09-30 | $22.5B | – |
| 2025-06-30 | $22.0B | – |
Analyst actions
PT $196
PT $246
PT $247
PT $250
PT $250
PT $230
Recent dividends
Insider trades
$250.3K
$8.2M
$268.8K
$1.5M
$769.8K
$1.8M
$476.9K
$7.9M
$1.7M
$237.2K
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Stats refreshed 2026-10-21 18:06:52 ET from Yahoo Finance (yfinance). "–" means the data isn't available. Refresh now
Independent research · Not investment advice · Important disclosures · Contact desk@coteau.app
Coteau Systematic Strategies publishes stock research and model portfolios. Results are hypothetical unless marked Live. Data: Yahoo Finance (15-min delayed), SEC EDGAR and the House Clerk.
Beta 0.9 · Oct 21, 2026