SHFS
Live chart
What they do
SHF Holdings, Inc. provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts; cash management accounts; savings and investment options. It also provides regulatory compliance consulting, software for maintaining know your customer, and bank secrecy act compliance.
For information only · Important disclosures
Grades vs sector
No sector grades for SHFS yet. Grades rank S&P 1500 stocks within their sector and refresh after each daily data run, so a stock outside that index or newly covered has none.
Our models
Not held by any of our 5 live models right now.
News
More newsKey stats
Valuation and fundamentals
Valuation & fundamentals
Discounted cash flow
Edit assumptions · recalculates instantly
Free cash flow = operating cash flow − capital spending, trailing 12 months (TTM to 2026-06-30). Growth default: average of 3-year revenue CAGR and latest revenue growth, capped at 30%. Years 6–10 fade linearly to terminal growth. Discount rate = 4.25% risk-free assumption + beta 0.87 × 5% equity premium, kept within 7–13%. Bear: lower growth, +1 pt discount, 2% terminal. Bull: higher growth, −1 pt, 3%.
Multiples vs sector
Quality & financial health
Piotroski F-score 3/9 · last two fiscal years
Analysts
Annual history
| FY | Revenue | Net income | Free cash flow |
|---|---|---|---|
| 2025 | $7.7M | $-2.2M | $-3.4M |
| 2024 | $15.2M | $-48.3M | $430.5K |
| 2023 | $17.6M | $-17.3M | $-1.0M |
| 2022 | $9.5M | $-35.1M | $1.7M |
| 2021 | $7.0M | $3.3M | $2.9M |
From the company's 10-K filings via SEC XBRL. 3-year revenue CAGR -6.8%.
Earnings
| Report | EPS est | Actual | Surprise |
|---|---|---|---|
| 2023-04-14 | 12.00 | -465.60 | -3980.0% |
Quarterly revenue
| Quarter | Revenue | YoY |
|---|---|---|
| 2026-06-30 | $1.6M | -12.7% |
| 2026-03-31 | $2.0M | – |
| 2025-12-31 | $6.1M | – |
| 2025-09-30 | $923.7K | – |
| 2025-06-30 | $1.9M | – |
Analyst actions
PT $2
PT $2
PT $10
Stats refreshed 2026-10-21 01:37:07 ET from Yahoo Finance (yfinance). "–" means the data isn't available. Refresh now
Independent research · Not investment advice · Important disclosures · Contact desk@coteau.app
Coteau Systematic Strategies publishes stock research and model portfolios. Results are hypothetical unless marked Live. Data: Yahoo Finance (15-min delayed), SEC EDGAR and the House Clerk.
Beta 0.9 · Oct 21, 2026